Founded in 2006, Ready Financial Group offers the READYdebit® Visa® prepaid card with online bill payment and check-writing service—an affordable alternative to high-fee checking accounts. In 2009 US banks will collect nearly $40 billion in bounced-check and overdraft fees—hundreds of dollars per household. Our products are specifically designed to prevent overdrafts, with the potential to save American consumers billions in fees annually. The READYdebit card is accepted everywhere Visa debit cards are accepted worldwide and all deposits are insured by the FDIC.